Terms of Service

Effective Date: January 21, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Luka AI, Inc., a Delaware corporation ("Luka," "we," "us," or "our"), governing your access to and use of the Luka platform and services at luka.to (the "Service").

By creating an account or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use the Service.

2. Description of Service

Luka is an AI-powered founder intelligence platform that helps solo founders and indie hackers prioritize growth activities. The Service analyzes data from your connected third-party integrations to provide personalized recommendations and insights.

3. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Service. By using Luka, you represent and warrant that you meet these eligibility requirements.

4. Account Registration and Security

To use the Service, you must create an account with accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

5. Third-Party Integrations

The Service allows you to connect third-party applications and services. By connecting an integration, you authorize Luka to access and process data from that service in accordance with the permissions you grant. You are responsible for ensuring you have the right to share such data with Luka.

API keys and credentials you provide are stored in an encrypted vault. Luka's team does not have access to view your stored credentials. You are responsible for managing and revoking access to your third-party services as needed.

Luka is not responsible for the availability, accuracy, or functionality of third-party services. Your use of third-party services is subject to their respective terms and policies.

6. Subscription and Payment

6.1 Fees

The Service is offered on a subscription basis. Current pricing is displayed on our website. All fees are stated in U.S. dollars unless otherwise specified.

6.2 Payment Processing

Payments are processed through Stripe. By providing payment information, you authorize us to charge your payment method for the applicable fees. You agree to provide current, complete, and accurate payment information.

6.3 Billing Cycle

Subscriptions automatically renew at the end of each billing period unless cancelled before the renewal date. You may cancel your subscription at any time through your account settings or by contacting support.

6.4 No Refunds

All fees are non-refundable. We do not provide refunds or credits for partial subscription periods, unused features, or account cancellations. If you cancel your subscription, you will retain access to the Service until the end of your current billing period.

6.5 Price Changes

We reserve the right to change our pricing at any time. We will provide notice of price changes at least 30 days before they take effect. Continued use of the Service after a price change constitutes acceptance of the new pricing.

7. AI-Generated Content Disclaimer

IMPORTANT: The recommendations, insights, and content generated by Luka's AI are provided for informational purposes only. They do not constitute professional business, financial, legal, or investment advice.

AI-generated recommendations are based on the data you provide and algorithmic analysis. They may contain errors, inaccuracies, or may not be suitable for your specific circumstances. You should independently verify any information before making business decisions.

Luka is not a licensed business consultant, financial advisor, or legal professional. For matters requiring professional expertise, you should consult with qualified professionals. You assume full responsibility for any actions you take based on AI-generated content.

8. Acceptable Use

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of others
  • Use the Service for any fraudulent or illegal purpose
  • Attempt to gain unauthorized access to the Service or its systems
  • Interfere with or disrupt the Service or its infrastructure
  • Use automated means to access the Service without our permission
  • Share your account credentials with others
  • Reverse engineer, decompile, or attempt to extract the source code of the Service
  • Use the Service to develop a competing product

9. Intellectual Property

9.1 Our Intellectual Property

The Service, including its software, algorithms, design, text, graphics, and other content, is owned by Luka AI, Inc. and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for its intended purpose during your subscription.

9.2 Your Content

You retain ownership of data you provide to the Service. By using the Service, you grant us a limited license to process your data solely to provide and improve the Service. We will not use your data for purposes unrelated to the Service without your consent.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not guarantee the accuracy or completeness of any information provided through the Service.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUKA AI, INC. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Luka AI, Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: your use of the Service; your violation of these Terms; your violation of any rights of another party; or any data you provide to the Service.

13. Termination

You may terminate your account at any time by contacting us or using the cancellation feature in your account settings. We may suspend or terminate your account at any time for any reason, including if we reasonably believe you have violated these Terms.

Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination will survive, including but not limited to intellectual property provisions, disclaimers, limitations of liability, and indemnification.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or the Service shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the effective date. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

16. Miscellaneous

Entire Agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and Luka AI, Inc. regarding the Service.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.

17. Contact Information

For questions about these Terms, please contact us at:

Luka AI, Inc.
8 The Green, STE R
Dover, DE 19901, USA
Email: legal@luka.to
Support: support@luka.to